Terms and Conditions of Transactions

CASHCO'S DISCLAIMER

  1. Terms

By accessing the website at https://www.cashcopawn.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

READ OUR FULL POLICY
  1. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on CashCo Pawn’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non- commercial); attempt to decompile or reverse engineer any software contained on CashCo Pawn’s website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server. This license shall automatically terminate if you violate any of these restrictions and may be terminated by CashCo Pawn at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

  1. Disclaimer

The materials on CashCo Pawn’s website are provided on an ‘as is’ basis. CashCo Pawn makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non- infringement of intellectual property or other violation of rights. Further, CashCo Pawn does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

  1. Limitations

In no event shall CashCo Pawn or its employees and/or suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CashCo Pawn’s website, even if CashCo Pawn or a CashCo Pawn authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

  1. Accuracy of materials

The materials appearing on CashCo Pawn’s website could include technical, typographical, or photographic errors. CashCo Pawn does not warrant that any of the materials on its website are accurate, complete or current. CashCo Pawn may make changes to the materials contained on its website at any time without notice. However, CashCo Pawn does not make any commitment to update the materials.

  1. Links

CashCo Pawn has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CashCo Pawn of the site. Use of any such linked website is at the user’s own risk.

  1. Modifications

CashCo Pawn may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

  1. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of California and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Privacy Policy

Your privacy is important to us. It is CashCo Pawn’s policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.

We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We will only retain personal information for as long as necessary for the fulfillment of those purposes. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. CashCo Pawn may change this privacy policy from time to time at CashCo Pawn’s sole discretion.

PAWN

  • Evaluate Item
  • Determine Current Market Value
  • We Make An Offer
  • Need Valid ID
  • Must Be Over 18
  • Customer Has 4,5, or 6 Months & A 10 Day Grace Period
  • Customer Has Option To Pay Interest As Many Times As They Need To Extend/Renew Loan

SELL YOUR ITEM

  • Evaluate Item
  • Determine Market Value
  • We Make An Offer
  • Need Valid ID
  • Must Be Over 18
  • We Buy And Keep The Item

APPRAISALS

  • Bring Your Item To One Of Our Three Locations
  • Your Item Will Be Appraised By A Licensed Gemologist
  • Full Appraisal With Certificate $60
  • Certificate Copy $35

JEWELRY CLEANING AND CUSTOM JEWELRY

  • Come To One Of Our Three Locations
  • See An Associate For Cleaning Prices Depending On Extent Of Services Wanted
  • For Custom Jewelry, Bring An Example Or Simply An Idea Of What You Would Like Done
  • Speak With Our In-House Jeweler To Discuss Specific Needs And Pricing

Our Guarantee

  • Lowest interest rates
  • More money on your pawn loans
  • Hassle free experience
  • Price matched
  • Professional Pawn Brokers
  • Additional 30 Days
  • Competitive Prices
  • More for the dollar
  • Hassle free experience
  • Price matched
  • Certified Professionals
  • 30-Day Policy

Pawn FAQs

Getting a short-term loan shouldn’t be an embarrassing experience. At Cashco we work hard to prove stereotypes wrong with excellent customer service and a friendly professional environment. Visit one of our three locations today!

HOW DOES A PAWN WORK?

A pawn is a collateral loan. You leave an item as collateral, we offer a loan amount, and you have 5 months and a 30 day grace period to re-pay your loan amount, with additional interest and fees, to recover your item.

HOW DO WE DETERMINE THE VALUE OF AN ITEM?
For jewelry, value is determined by current precious metal or diamond wholesale market prices. For other items, value is determined by average sold prices through online sources and in-store sellability.
WHAT HAPPENS IF I DON’T REPAY MY LOAN?
Your collateral will be forfeited and could be sold.
HOW MUCH TIME DO I HAVE TO PICK UP MY ITEM?
You have 120 days and a 30 day grace period.
WHAT IF I CAN’T PAY TO GET MY ITEM OUT OF PAWN?
You have the option to just pay the interest charges and renew your loan for another term.
WILL MY ITEM BE PLACED OUT FOR SALE WHEN I PAWN IT?
No. Your item can only be sold if it is forfeited and the interest charges are not paid.
DO I NEED TO HAVE GOOD CREDIT TO PAWN SOMETHING AND GET A LOAN?
No. No credit check is required. Loans are based on a percentage of the value of your item.
WHAT TYPE OF ITEMS CAN I PAWN?
You can borrow money against jewelry, electronics, and power tools. Generally, if your item has a re-sale value, we can extend a loan, depending on demand and condition of your item.
IS MY INFORMATION SAFE WHEN I PAWN SOMETHING?
Yes. Pawn shops are regulated on a local, state, and federal level. It is our responsibility to keep your information both safe and confidential.
HOW MUCH IS THE INTEREST?
The interest rate can change; depending on the amount borrowed and time it takes to pay back your loan, but is usually lower than bank overdraft fees and late credit card fees. We strive to keep our interest rates low and competitive to make pawning with us a smart and affordable option for your short term financial needs.
HOW MUCH MONEY CAN I BORROW?
The amount loaned is a percentage of the value of an item, depending on demand for the item and its condition.
CAN YOU PAWN OR SELL BROKEN JEWELRY?
Yes. Precious metals, like gold, platinum, and silver, are still worth something depending on the market value of the metal.
CAN SOMEONE ELSE PAY MY LOAN AND PICK UP MY ITEM?
No. Only the person who pawns the item can redeem it. An exception can be made if you assign another person to redeem your item in person.
CAN I USE A CREDIT CARD TO PAY FOR MY PAWN?
We accept debit cards for payments on pawn loans now. Also, you can use a credit or debit card when making a purchase. We sell jewelry, the latest gadgets, tools, and many other items at a low affordable price.
WILL I BE NOTIFIED MY LOAN IS ABOUT TO EXPIRE?
Yes. A notice is sent out after the initial 120 day loan period. The notice establishes that you have a 30 day grace period to redeem your item, but will be charged a late fee if the grace period is used.
IS THERE A LIMIT ON HOW MUCH I CAN BORROW?
There is no limit. Loans are based on a percentage of the collateral you bring.
HOW DOES YOUR REWARDS SYSTEM WORK?
Each point given is worth $1 towards a purchase or lay-away. You can receive one point for every pawn or interest payment transaction performed. You also receive one point for every $100 spent during a purchase.