FAQ

PAWN

Evaluate Item
Determine Current Market Value
We Make An Offer
Need Valid ID
Must Be Over 18
Customer Has 4,5, or 6 Months and a 10-Day Grace Period
Customer Has Option To Pay Interest As Many Times As They Need To Extend/Renew Loan
SELL YOUR ITEM

Evaluate Item
Determine Market Value
We Make An Offer
Need Valid ID
Must Be Over 18
We Buy And Keep The Item
APPRAISALS

Bring Your Item To One Of Our 2 Locations
Your Item Will Be Appraised by a Licensed Gemologist
Full Appraisal With Certificate $60
Certificate Copy $35
JEWELRY CLEANING AND CUSTOM JEWELRY

Come To One Of Our 2 Locations
See An Associate For Cleaning Prices Depending On Extent Of Services Wanted
For Custom Jewelry, Bring An Example Or Simply An Idea Of What You Would Like Done
Speak With Our In-House Jeweler To Discuss Specific Needs And Pricing
GUARANTEE

Lowest interest rates
More money on your pawn loans
Hassle free experience
Price matched
Professional Pawn Brokers
10 day grace period
Competitive Prices
More for the dollar
Hassle free experience
Price matched
Certified Professionals
30-Day Policy

Getting a short-term loan shouldn’t be an embarrassing experience. At Cashco we work hard to prove stereotypes wrong with excellent customer service and a friendly professional environment. Visit one of our 2 locations today!

HOW DOES A PAWN WORK?

A pawn is a collateral loan. You leave an item as collateral, we offer a loan amount, and you up to 6 months and a 10-day grace period to repay your loan amount, with additional interest and fees and recover your item. If you need more time to pay, you can renew the loan as many times as you need.

HOW DO WE DETERMINE THE VALUE OF AN ITEM?

We determine the value by current precious metal or diamond wholesale market prices.The value of other items is determined with their average online sale price and in-store salability

WHAT HAPPENS IF I DON’T REPAY MY LOAN?

At CashCo, we do our best to inform you when your pawns are about to expire. If you think you may not be able to make the payment at that time, you have the option to renew your loan.
In case you don’t want to make the payment and/or recover the item, you must do nothing else. If you don’t arrange for a pawn renewal, the pawn shop will take legal possession of the item at the end of your 10-day grace period.

HOW MUCH TIME DO I HAVE TO PICK UP MY ITEM?

We offer pawn loan options of 4, 5 and 6-months with a 10-day grace period.

WHAT IF I CAN’T PAY TO GET MY ITEM OUT OF PAWN?

You have the option to just pay the interest charges and renew your loan for another term. Visit either of our locations for more information about renewals.

WILL MY ITEM BE PLACED OUT FOR SALE WHEN I PAWN IT?

No. Your item can only be sold if the interest charges are not paid.

DO I NEED TO HAVE GOOD CREDIT TO PAWN SOMETHING AND GET A LOAN?

No credit check is required. Pawn loans are backed by the collateral you bring, not your credit history.

WHAT TYPE OF ITEMS CAN I PAWN?

To name a few, you can borrow money against gold, watches, jewelry, designer handbags, electronics, the latest devices, sporting equipment and power tools. Generally, if your item has a resale value we can offer a loan against it.

IS MY INFORMATION SAFE WHEN I PAWN SOMETHING?

Yes. Pawn shops are regulated on a local, state, and federal level. It is our responsibility to keep your information both safe and confidential.

Yes. Pawn shops are regulated on a local, state, and federal level. It is our responsibility to keep your information both safe and confidential.

HOW MUCH IS THE INTEREST?

Pawn shops in California are regulated by the Department of Justice and your local law enforcement which caps the interest on pawn loans at 3% per month. Additional storage and writing fees may apply. The monthly interest rate could be lower depending on the amount you borrow, but is usually lower than payday lenders, personal loans, bank overdraft fees, and late credit card fees. We strive to keep our interest rates low and competitive to make pawning with us a smart and affordable option when you need quick cash.

HOW MUCH MONEY CAN I BORROW?

The amount loaned is a percentage of the value of an item, depending on demand for the item and its condition.

CAN YOU PAWN OR SELL BROKEN JEWELRY?

Yes. Precious metals, like gold, platinum, and silver, are still worth something depending on the market value of the metal.

CAN SOMEONE ELSE PAY MY LOAN AND PICK UP MY ITEM?

You can send someone to renew your loan. However, only the original pledgee can pick up the merchandise.

CAN I USE A CREDIT CARD TO PAY FOR MY PAWN?

Yes. We accept debit cards for payments on pawn loans. Also, you can use a credit or debit card when making a purchase.

WILL I BE NOTIFIED MY LOAN IS ABOUT TO EXPIRE?

Yes. We will send out a notice when the contract is over.

IS THERE A LIMIT ON HOW MUCH I CAN BORROW?

There is no limit. Loans are based on a percentage of the collateral you bring.

HOW DOES YOUR REWARDS SYSTEM WORK?

Each point given is worth $1 towards a purchase or lay-away. You can receive one point for every pawn or interest payment transaction performed. You also receive one point for every $100 spent during a purchase.